Resources   General Resources Insurance Partnership cobra		General Resources         Listed below are some resources and documents that may be of interest and assistance to you. Links to other sections of this site with further details are included below. If you are looking for specific information that is not listed or for quotations, please call 978-887-9651 or email us.   additional documents Health Insurance Reform Info for Business Owners Employee Health Insurance Responsibility Disclosure (HIRD form) Massachusetts Dependent Eligibility Rules Websites Commonwealth Connector Web Site Insurance Partnership web site Massachusetts Department of Insurance Mini-COBRA information COBRA Rules Department of Labor Q&A on Health Care Reform Insurance Partnership The Insurance Partnership is a Massachusetts state program. It assists the self-employed, as well as qualified small businesses with uninsured employees, in paying for health insurance. Cobra COBRA is a federal law that gives employees and their covered dependents the right to continue group health coverage on a self-paid basis if eligibility for the employer-sponsored group medical and dental is lost. Section 125 Flex Plans A cafeteria plan is a win-win situation for you and your employees. Money is saved by paying for health premiums on a pre-tax basis. It is a mandatory plan for Massachusetts employers with 11+ employees.